The Housing and Education Alliance certifies First Time Home Buyers attendance at the 8 hour class which is part of the educational requirement of both Hillsborough County and the City of Tampa’s Down Payment Assistance Program.   As a HUD Certified Housing Counseling Agency, our Curriculum is held to a higher standard.  Additionally, HEA endorses the Goals & Objectives outlined by The National Industry Standards for Homeownership Education & Counseling which is a set of guidelines for quality homeownership education and counseling services.

Class Topics include

Pre-purchase Component:

• Creating a Budget
• Understanding Credit and reading a credit report
• Repairing bruised credit
• Web resources for the consumer (Credit and Mortgages)
• Mortgages, working with a lender and the mortgage process
• Understanding mortgage terms and conditions
• Working with a Realtor®
• Selecting the house you want to buy
• Closing on the loan, reading a HUD-1

Post-Purchase Component:

• What happens after you close. 
• Foreclosure Prevention, Planning for the Unexpected.
• Home maintenance tips and minor repairs. 
• When to hire a contractor.

Click On Date or Location to Register

Lang.	Date	Time	Instructor	Location
Spanish	1/12/08	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	1/19/08	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorium 3100 E. Fletcher Ave, Tampa, FL 33613
English	2/9/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorium 3100 E. Fletcher Ave, Tampa, FL 33613
English	2/12, 13, 14 /2008  3 Evening Class	6:30PM 9:15PM	Walter Walker	University Area Community Center 14013 N. 22nd St., Tampa, FL 33613
Spanish	2/16/2008	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	2/19/, 20, 21/2008 3 Evening Class	6:30PM 9:15PM	Walter Walker	University Area Community Center 14013 N. 22nd St. , Tampa, FL 33613
English	3/8//08	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorium 3100 E. Fletcher Ave, Tampa, FL 33613
Spanish	9/20/2008	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	4/5/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorium 3100 E. Fletcher Ave,  Tampa, FL 33613
Spanish	4/12/2008	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	4/15, 16, 17/2008 3 Evening Class	6:30PM 9:15PM	Walter Walker	University Area Community Center 14013 N. 22nd St. Tampa, FL 33613
English	4/22, 23, 24/2008 3 Evening Class	6:30PM 9:15PM	Walter Walker	University Area Community Center 14013 N. 22nd St. Tampa, FL 33613
English	5/3/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorium 3100 E. Fletcher Ave. Tampa, FL 33613
Spanish	5/10/2008	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	6/07/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
Spanish	6/14/2008	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	7/12/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
Spanish	7/26/2008	9:00AM 5:00PM	Daniel Castillo	Children's Board of Hillsborough CountyInnovations Lab1002 E Palm Ave Tampa,Fl.
English	8/02/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
Spanish	8/09/2008	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	9/06/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
Spanish	9/20/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	10/04/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
Spanish	10/11/2008	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	11/01/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
Spanish	11/08/2008	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
English	12/06/2008	9:00AM 5:00PM	Walter Walker	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613
Spanish	12/13/2008	9:00AM 5:00PM	Daniel Castillo	University Community Hospital Auditorio 3100 E. Fletcher Avenue Tampa, FL 33613