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wherecreditHEA is a HUD Certified Housing Counseling Agency that will guide you through the steps
necessary toward helping you achieve your dream of homeownership.

Through our one-on-one counseling program, HEA will take our First Time Home Buyers Education class to a deeper level in order to address your own personal needs.

Our counseling activities include: Developing your own budget, minimize debt to maximize your purchase capacity, help you select the mortgage product that best suits your needs, guide you through the purchase process step by step, finalizing your contract, prepare you for closing among other issues.

As part of our effort to deliver the most current and relevant of homeowner services you
will also be given foreclosure prevention strategies.

The first step is to register for our First Time Homebuyer Class and there you will be
instructed how to register for one-on-one counseling.

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