Resources for (potential) home buyers

Federal Housing Administration (FHA)


HUD/FHA web site with links to FHA loans and lenders, housing counselors, tips on avoiding foreclosure, Making Home Affordable and other program information.



Making Home Affordable Program


Information on the Making Home Affordable Program guidelines for qualification and loan look up “Does Fannie Mae or Freddie Mac own you loan”.


* www.makinghomeaffordable.gov


City of Tampa First Time Home Buyer Program Guidelines Housing and Community Development Department


http://www.tampagov.net/dept_housing_and_community_development/


Hillsborough County First Time Home Buyer Program Guidelines


* http://www.hillsboroughcounty.org/affordablehousingoffice/


Affordable Housing Department : Federal Trade Commission is a consumer information site of the Federal Government Consumer protection. Topics to be found include: Credit, Banking, Automobile Buying and Leasing etc.


* www.ftc.gov


Free Credit Reports available once each year on the anniversary date of the request from each Credit Reporting Agency (Credit Scores are always available at an extra charge) Credit reporting agencies are responsible for reporting credit information to subscribers, if you want to dispute incorrect information in a credit report you must go to the proper agency website and complete the dispute form online. You may also request a copy of your credit report directly from the credit reporting agency.


* www.annualcreditreport.com


Experian.com One of three major Credit reporting agency and repository of credit history for both the business community and consumers.


* www.experian.com


Equifax.com One of three major Credit reporting agency and repository of credit history for both the business community and consumers.


* www.equifax.com


TransUnion.com One of the three major Credit reporting agency and repository of credit history for both the business community and consumers.


* www.transunion.com


FICO Fair Isaac Corporation FICO is the most widely used credit scoring model offering their credit scores to their subscribers as either the FICO, Beacon or Emperica scores. www.Fico.com is the consumer site for education and general information relating to understanding the credit scoring process.


* www.fico.com


Florida Department of Financial Services Provides consumer policy information and over site for banking, insurance and other financial services companies Unclaimed Property


* www.fldfs.com


Treasure Hunt Look for personal property, insurance policies, forgotten bank deposits, utility deposits or other valuables in Florida or NationWide


* www.fltreasurehunt.org